CRED Customer Care

Organization: 

Email

  • support [at] cred [dot] club (For General Query)

Contact Support

Contact Through Chat :

  • Open the CRED app and click on 'get support'.
  • You have options to check recent conversations with support team, FAQs, and raise an issue
  • If you have already reported an issue to support team, you can check updates through the ‘recent conversations’ link
  • You can check the FAQs section to get answers to some common queries
  • In case you still need more help, click on 'need more help?' to raise an issue and get support from customer care team
  • Click on the query topic from the options provided on the screen or press on 'other issues' to get help on a specific issue
  • Support team will help you to get your query resolved

Contact Through Social Media :

For Grievance/Complaints

If your query/issue remains unresolved by CRED support, you can escalate it to :

  • If you have any query or complain, firstly you can contact to the Grievance Officer by mail at complaintsofficer [at] cred [dot] club or grievanceofficer [at] cred [dot] club
  • You can also Fill the form online .
  • Your issue will resolve within 30 working days.

Grievance Related To UPI Transaction

Step 1:

  • If your have any query or complaint related to UPI transaction, then you can contact support system through support [at] cred [dot] club .

Step 2:

Step 3:

Return/Replacement

  • For any Query or assistance related to return/replacement, please read

Comments

Farji Electroy City Bill App par Show hone related

A fake electric bill of 95 rupees has been shown on my charade app, which has also been paid by me, but in this month my original bill has also been shown which I have also paid, now I should pay the fake bill back or else. We also have to know how to show on acc.

standard chartered payment not reflected

I made a payment on 30th July 24 but till date payment not credited in standard chartered credit card and I'm not received the amount from your end also. Now SC Bank is calling me for payment, and they are charging me late payment charges also. Please find the payment details below and refund the money. That means I'll pay the payment, yeah, provide the payment where you paid to SC. Accordingly, I'll coordinate with them. 
UTR no- AXNFCN0695074726
Order id - 2D3L0JVDNGZZ

I have paid my credit card

I have paid my credit card payment of Rs. 11174 on 26-07-2024. But it is processing till now. When it will be complete?

Emi payment deduct two time

I have purchase a loan of rs 15000 from cred but at the emi time cred will be deduct 2 time emi from my account and 1 emi is susecfully deduct and second time emi bounce show and 500 rs charge will be add in my account pls check and reverse this 500 amount to my bank account

Hiii i have used CRED to pay

Hiii

i have used CRED to pay my credit card bill but it is still not reflecting in my credit card even through i got confirmation from bank

Payment not received

Sir payment not received but faield ho gya h or payment refund bhi nhi aaya plz. Help me

Amount debited my cradit card

Amount debited my cradit card but amount not credited marchant account

I could not login cred account

I could not login my cred account

Not login to cred application

Hi
I am not able to login with cred login.
Please asap resolve this issue

Account issue in cred application

Issue resolved please

Not login mobile number

Automatic disabled my account no. and not login mobile number please help me

Amount credit error from credit card

Dear Sir/madam

This is MUKKI RAJASEKHAR I have HDFC Bank credit card last four digits 6013. I was sent Rs.20000 and charges Rs.500 total Rs.20500 to my account through on 18th Jun 2024, it is showing successfully but not credited in my account till now.
So please click and rectify the problem.

MY Upi Account Not Eligible

Sir,

Three Days After MY Bank Account Not Eligible In Your Application Any Reason

Reversal of amount

Hi
I am writing to you today regarding a recent transaction I made through Cred for an education payment.(UTR NO - YESB4086557xxxx)

As a valued customer of Cred for the past three years, I have always appreciated the convenience and efficiency your platform provides. However, I encountered an issue with a recent transaction due to a small mistake in the account number provided.

Unfortunately, the payment was sent to the incorrect account. Given the urgency of the matter and the importance of the payment for educational purposes, I urgently request your assistance in reversing the payment as soon as possible.

I understand that errors can occur, and I trust in Cred's commitment to customer satisfaction. Therefore, I kindly demand that the payment be reversed promptly to ensure that the funds are directed to the correct account without delay.

If there are any additional steps or information required from my end to facilitate the payment reversal process, please do not hesitate to let me know. I would greatly appreciate your immediate attention to this matter.

Education fees payment issue

Respected sir on 02/10/2024 I was paid education fees in credit app 19887 rupees but payment not successful and my mone was not return in my credit card.so please return my money as soon as possible because it's urgent

Dives verification hold

It showing 24hr time do it manually and make payment asap

Amount number missing but amount debit

I just want to refund my money back, account number was missing but money was debit my ICICI credit card

Change number

I am loss my number i want to change my number

Fastag recharge

Dear Sir/Mam,

As i made the payment of Rupees 300/-+100/ as on dated 20-March-2023 but the amount not reflected in my Fastag amount transaction in process its show payment please resolve this issue .

Regards,

Prabhuji
Con. No. *******425

Regarding cred cash

Sir I want withdrawal cred cash but showing not I have already 1 loan with cred whose 3 emi remaining I want some more withdrawal but not processing what can I do.

Wrong Tenure in CIBIL

I took a loan for 60 Months EMI But CIBIL Report shows only 12 months. Because of this None of the bank is providing me the loan I needed

Foreclosure done but emi debited

Cred team

After repeated conversation with your underrated knowledge less call center executives I am sick and tired of there foolish answer

I have made the complete loan amount payment of 503743 on 29th jan 2024 yet cred team is not providing confirmation and it's so annoying to say they have debited another 20 Thousand for emi even after paying the complete loan amount

When will I get an answer such a big financial company should not take 10 days to resolve the foreclosure issue

Very very bad i will never recommend cred to any in my life

Customers please don't trust these marketing adds and become fools

They actually make us fools and cred is ranked 1 amongst the all

Not Able to login cred account

Hi Team,

I have written multiple times but heard nothing back from you.
Kindly activate my account as soon as possible. It is required of me.

If you need any other information please let me know.
Mob : 99XXXXX922
Thank You
Himanshu

Payment deducted but lpg cylinder not booked

I have booked lpg cylinder on 4/01/2024 time 3:52 pm and transaction ID PU014004ZYI6VOUN7631 and order ID LX2Z8Y2V5GZ0 but my cylinder not booked yet I want to payment receipt with LPG Customer no

Loan paid completely and reflecting pending, effecting cibil

hi,
my loan application number10452003,
paid completely and but somewhere it is reflecting pending, this is effecting my cibil score and im not able to get personal loan.

Payment karne ke baad bhi

Payment karne ke baad bhi loan ka payment nahi hua tha ... Iske wajha se mujhe mujhe extra 472rs payment karna pada ... I will never use this app anymore

Cred cash disabled

Cred cash was suddenly disabled inspite of making payment onntime.

Get Money

Dear Cred Team,

Myself Vicky Puri,

I am using cred application, It is very useful for me, all the payments of credit card done by cred app and It is also very useful to cash withdrawal by the Get Money option and I was also using this in past and present, all the installments being done in timely by me by the cred application, but I didn't about what is the matter happened, Get money option is not displaying in the Cred app.

I want to pay some installments to you of my cred loan app and after this I want to withdraw some amount for my personal use.

So you are requested to please help me, How can the option come back in my cred app.

I am waiting for your reply.

Note:- I have already requested in the Cred app more times regarding this.

Thanking you
Your Hopefully
Vicky Puri

Regarding overpayment charges

More money was deducted from the account. My bill was 18974 while 19259 was deducted from the account.

CRED- Damanged Products delivered

Hi,

I have received damaged products - 4 Coffee Jars from the CRED. Part of long term member of CRED I have received 2300 to 2400 discounts on this order.

I have called customer service and they requested we don’t have return or replacement policy even if products broken by their distributor and I am losing my benefits of discount.

The vendor or distributor of CRED done customer has faced the problem of waiting for refunds.

The customer not order for refund but they would like to use quality of products with good offer price.

It seems CRED share false offer on their site and they can’t afford the given discount to customer and sending broken products.

Please raise this concern, in retail industry those who selling food products, any damages occurred by the companies vendor or distributor, company should send replacement with same discount.

CRED customer service told they done have policy to send replacement or return.

Please raise this concern further.

Regards,
Arpit

ordered product missing

Dear sir, i ordered a watch from cred, today i recieved order but product missing in the dilivered box.

Payment not refund

My electricity bill has been unsuccessful, but payment debited from my credit card. Still date payment is not credited to my account. Please do the needful. Payment date 27 October 2023

Hi, I have paid my credit

Hi, I have paid my credit card payment on time thorough auto pay option but the status shows on next day you have overdue of the amount but the amount was debited in my account and still Cred cash is not reflected in my account need your response at the earliest. Thank you

They are fooling the people and playing with amotions.

I never see waste app. They are fooling the people and playing with amotions.

Credit card bill payment fails and no help

Useless app Credit card bill payment fails and there is no customer service to respond.

Such useless app doesn't work as intended and making customer suffer.

It has no customer service to help and no platform for raising grievances hence forget about resolution.

My payment was not reflecting

My payment was not reflecting in credit aap

Payment issue

Hi Team, Yesterady i made a payment if 20000ರ್ಸ್ to vendor opdarshan10@ybl i got a message payment succesfull vendor also received message but he cant see the amount in bank or in statement can you please check if amount has succesfully sent to vendor or no regards chandan nayak

EXTRA PAYMENT

dera team we have done payment for SBI from Cred app.which is payment ammount is INR 2517.00 but paymnet has been debit 3517.
Kindly return my INR 999.00 on urgent basis.

SAR CHECK KARO JAMA NAHI HU

SAR CHECK KARO JAMA NAHI HU SAR 410
9JUN 2025 KA BILL WALA

Payment not Credited

Dear Sir, I have made a payment through Cred Club but not been credited to my hdfc card

Cred payment issue upi

If any UP payment fails, Cred tells you to talk to the bank or NPCI, so why use the Cred app? Okay, it's none of your business. We understand you're a third party, but you can file a complaint on my behalf. Yesterday, I made a payment to a merchant at BPCL Gas.my payment pending and 1 minutes wait successful but marchant account not receive my payment marchant denied service . Npci complaint reply your payment successful please confirm marchant or upi aap i am very sad cred app very wrought always payment failed 0000000 rating

Refund

My payment was failed but never received my in my account in 5working day tel what can I do?

Cred cash

Hi

Payment made to cred cash , but still reflecting due .

My Lone Close

My Lone Close, Please, My Name, Rahis, My Pan card No , BIOPR7870L, , My Personal Loan xxxx 2994

Active

NEWTAP FINANCE PRIVATE LIMITED

Open date

Close date
Loan amount

₹35,000

Account Number

CRED-NTP38862994

made complete payment reflecting due

I have made the complete payment of all my dues but it is still not reflectign complete.
I took loan on cred app

My payment complaint

This is cred app contact service us 8617-62-35XX really the worst experience.. for me so far from the Cred app. I made my SBI credit card payment of Rs. on 08/May/2021 but it is more than 4 day now it is still not done and has been debited from my account. I am worried as the due date for paying the credit card amount is on 10/may/2021 and if it is not paid on time my cibil score will go down and I will be

Payment amount not reflected

Hello Cred,

Every time they ask me the same document they are playing with the customer or ignoring the issue. This is not acceptable and irresponsible service from Cred

It's been more than 24 hours

It's been more than 24 hours I've paid for my recharge and still it's showing pack is expired. Your server has not submitted the payment successful to the Airtel which is why I didn't get my pack activated.. kindly do the needful or else give me my refund back ASAP

Payment not credit ti account after payment failure

payment not credit to account after payment failure
I paid my credit card bill on 6TH APRIl. However transactions failed. . I have not received my money.

Please revert back immediately!!
Surinder Kumar

amount not credited in account after after payment failure

Please i want back my money instantly, because i want to pay my EMI today itself.

Payment not credit in credit card

I pay my sbi credit card payment by through cred app but not confirm by bank not deposit in credit card please reply & confirm back

Need foreclosure letter

I am going to close my loan by cheque so that i need foreclosure letter. For which name i want give cheque for closing my loan.

Hello sir, I have purchased

Hello sir,
I have purchased the item from your store on 18th of this month and I have received on 22nd of this month. But i have received damaged product the seal of the box was already damaged so i have initiated refund from the cred store they give me only one answer which i have attached with this mail as jpg file. I am trying this from last three days but there is no response from your side , now after three days your refund policy get turned off so after that i cant get get refund. So please give me proper solution for that..

My payment was deducted from

My payment was deducted from my account but didnt update in my credit card.

Transaction Was Failed & Payment Was Not Revese.

Dear Team,
Please Consider This Email As A Top Priority And Solve My Issue,
We Had Made One Transaction On 23rd November Towards Our Loan Repayment Of Rs.10,000/- (Kotak Bank: Rar1021447), Unfortunately Transaction Was Failed But Amount Was Deducted From Our Account.
Still My Payment Was Not Revese.

Amount : 10,000/-
Order ID : GNZ28JE945
Please Do The Needful As Soon As Possible

Payment Reversal

Cred Is Waste APP No toll Free Number Neither Correct mail Response They will deduct your amount. I SUGGET TO Every One Please dont use this app.

double payment deducted

double payment deducted but not reflected in cred app but it is showing in bank statement

Two time loan installment deducted

Reverse my installment

Please refund my money which is deducted from my account

Hi Sir,
I am trying to credit card bill from your app but payment is failed and my money is also deducted but I have not yet refunded yet. Please my money is refund. My amount is 16223.
My order id= NY59WL59036

Refund amount

Iam not payment,but this app to done in Flipkart payment bill payment 53670rupees please refund my amount

amount debited not upgraded Eb bill

[eb bill paid through cred app using credit card amount debited butnot upgraded to tamilnadu eb plz refund

Eb bill paid but not upgraded

on nov 8 Eb bill paid through cred app using my credit card. bill payment of rs 2434 sucessfull, but still payment not reached tamilnadu Eb still now today date 14nov so plz refund my amount

Payment

I made payment today using cread cash , payment failed but cread cash not refund in my cread account.. please help
Mobile number 9641xxx443

Payment related issue

31st October I paid my Electric bill 3148 rs which was cancelled . After that in my cred app I got a notification that the payment would be credited to my card by 10 th November in between 5 working days. But yesterday (10th November) it is showing that the amount will be credited to my account on 17th November & got an email where they said that

"We would also like to inform you that the first payment for "West Bengal Electricity (WBSEDCL)" of Rs.₹3,148/- made on "31 Oct '22" with order id "NG4QRG3Y83D" was failed. Hence, we have processed the refund for the same to your source account.

The same will get reflected in your account within 5-7 working days for credit card payment."

But did not refund my money back .That means either they did not know that yesterday it was 10th November or intentionally avoiding this situation. I wrote a comment here yesterday that was also deleted

Payment related issue

Dear Sir

This is to inform you that on the 31st October I paid my Electric bill 3148 rs which was cancelled & got notification 3rd November in whats app where the last submitting date was 2nd November.After that in my cred app I got a notification that the payment would be credited to my card by 10 th November in between 5 working days. But today it is showing that the amount will be credited to my account on 17th November

Therefore please tell me why I would give the late fine because I paid that bill on time & clarify me this time when I will get the amount back .Please look into this matter & do the needful asap

No Timely Payment Release for credit cards

cred apps are total waste i have used many times and show that user pays credit cards bill on time through apps but these apps do not pay the cards to the bank on time like on 7th level i got bill of 56000 Citi had last date on 7th only but till date and till date not received cred Citibank

Payment reject & amount deducted from bank account

I made a transaction of ₹.24000/- on 27th of Oct. It was rejected by CRED & its not been refunded to my bank account. Was kept on raising tickets which were being closed unsolved. When do i get my money credited

Fraud

Have you received the reufnd bro ? MY payment stucked amount of 2 lakh 27 k no update, can any one tell me how to file a case?

Payment failed

I paued the credit bill of 8000 using cred app on 30 th November I received the message on that the amount will credit on 1st December I didn't receive any money as of now

Complain regarding deduction of amount & Refund issue

Dear Madam/Sir

With reference to the above subject line, I would like to attract your kind attention that on 31st Oct, I tried to complete the credit payment with the CRED application, but the amount has been debited from Bank & till now not yet been refunded back.

Credit Payment failed detail as follows:

American Express: 25K INR
HDFC: 32K INR
_____________________________________________________________________________________________________

Total Amount 58K INR

________________________________________________________________________________________________________

I would like to share that the HDFC Credit card the last date for payment was 01st Nov 2022 & since I was not having enough balance in my bank, a late payment penalty fee has been imposed on me. Please confirm who will take responsibility for the penalty charges.

Also my American express last date for payment is 05th Nov 2022 & till now I haven’t received my above-deducted amount.

I check with my Bank, they confirmed that the amount has not yet been refunded from CRED.

Kindly refund my amount on priority.

HI GOOD AFTERNOON MY AMOUNT

HI GOOD AFTERNOON MY AMOUNT HAD DEBITED HOW DO I GET PLEASE TELL ME ABOUT THIS

Single payment and debit amount twice from account

Dear team,
Yesterday we made rent payment through Cred app and wrongly debit twice time from account but rent beneficial have received only single payment.

we have already raise a query on Support [at] cred [dot] club but till not received any response.

My amount debited 14750

My amount debited 14750 transaction failed aya fir bi abi tak mera amount refund nahi hua

Payment not refund

Payment was deduct but not credit in my credit card, when will I receive my refund.

Re refund my money

My money please refund my credit card

SIR

SIR 3RD APRIL MY ACCOUNTS 2681/- WAS DEDUCTED TWICE
PLEASE SIR GIVE ME MY REFUND MONEY

payment shown fully paid of credit card

show in cred payment of credit card fully paid ut not paid yet.why shown fully paid .please tell me

Pls refund my payment

क्रिप्या मेरि सहायता करे। मेने 2 तारिक को रिचार्ज किया पा हेल बाले में रिचार्ज नहीं हुआ पेमेंट कट गई ऑर्डर मैं YE40LGQ82980 है हमें रिचार्ज नहीं हुआ पेमेंट पेंडिंग है और पेमेंट कट गई दुसरी बात रिचार्ज किया बो हो गया मेरी दो बार पेमेंट कट गई या एक बार रिचार्ज हुआ pls मेरी मदद करें मेरा भुगतान मुझे वापस करें

Amount Debited but not credited to Credit card

Dear Sir,

Had paid credit card bill through CRED app. App shows amount successfully credited but not reflected in credit card & Had to pay Penalty.

Where is my money gone.

Transaction date 3/9/2022, Amount 10000/-

Continuously following at App chat but not yet solved.

As per your requirement send I have send Bank PDF statement yet my proble not solved.

Rgds,

Prashant Lokhande

Payment failed

Amount debited from my account but payment failed showing refund amount

Failed transaction amount debited from account yet not refunded

On 1st October, I was paying ma credit card bill. During transaction first time it was failed so try for second time and that's executed successfully. When I see my bank transaction, same amount debited two times. Still not get my amount back(it's 4th October).please refund my amount.

Reverse my deducted amount urgi

My deducted money yesterday has not been returned yet. Please return the money that was deducted from my account because today is the last date for paying the my credit card bill. If you do not pay the credit card bill then extra charges will be levied or deducted money will be refunded. Civil score will be decreased, please make my credit card payment or return it to my account otherwise I will take legal action against it.

Regards,
Ved Prakash

failed payment

same happened to me on same date of 1st October .
my payment failed during cred cash loan transaction 5244/ and still its 10th no money refunded, there app management is worst they dint respond on call even there is no way to touch with customer care . i have also emailed them 20 times . they just opening tickets and closing .

Money not refund

I will many time query in cred app issue will not solve i disappointed with cred app 1st time payment deduct but not show in my credit card

Payment failed and not received the refund amount

Hi Team,

I initiated a payment from my account on 19th September of 10,180 and it has failed. The receiver initiated the refund on 19th September.

Till now, I have not received the amount. Please let me know the details and by when I can get the amount in my account.

Its really frustrating and feel like we have been cheated by CRED. Please look into this matter on priority.

Thanks, Sanjay Singh

Refund Request

Money was debited from my bank account of Rs 1445.00 on 03-Oct-22 while paying the electricity bill but Cred Application shows that it failed. I need an instant refund.

Transaction failed

I had done a transaction which is failed from merchant side.. I need refund... That's my hard earned money and one month salary. Cred is playing with people's money.. I am gone surly complaint against it if my problem is not solved..

Transaction successful but beneficiary not get the amount

I made a transaction today via cred and the Transaction is successful but in the beneficiary account amount is not coming and the amount is deducted from my credit card with service fee and the amount is 10180 inr (overall).

twise payment done

twise payment done

CASH WITHDRAL ISSUE

Why am I not able to withdraw money? Why are you making it difficult for me to withdraw money? What is the reason?