NRI ACCOUNT OPENING & RELATIONSHIP FORM

Serving the world...
… from India
Mandatory documents to be submitted along with Account
Opening Form
If you are visiting the branch personally, please bring along –
- * Original Passport
- # Visa (Resident / Student / Work) / PIO Card/OCI Card
- # Work Permit / Labour Card
- * Recent Color passport-size photograph
- * Correspondence address proof (domestic / overseas)
* Mandatory; # If applicable
If you are sending the Account Opening Form through
post/courier, all the enclosed true-copy of above documents
should be attested by a –
- Indian Consulate/High Commission/Embassy
- Notary Public
- Banker abroad
- Any of the Exchange Houses (as given below)
Note: The enclosed documents should also be self attested by
the applicant(s)
For minor accounts, please provide –
- Minor’s birth certificate
- Identity, Signature and Address proof of the Guardian
- Recent Color passport-size photograph of the Guardian
Additional documents required for employees of foreign
Shipping company/Airlines/Merchant Navy-
- Copy of the Continuous Discharge Certificate
- Appointment Letter from foreign Shipping Co. / Airline
- For permanent employees - initial work contract and last wage
slip
- For contract employees - last work contract, letter confirming
next date of joining vessel or current work contract
Sr. No.:
A/c No.
Cust. ID 1
Cust. ID 2
Cust. ID 3
DST Code:
Type of A/c
Scheme Code
Empl. Code
Sol ID.
VER 4 - May 2013
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National Finance & Exchange Co., Bahrain
Musandam Exchange, Oman
Oman UAE Exchange Centre, Oman
Purshottam Kanji Exchange Co. LLC, Oman
Qatar
Al Jadeed Exchange, Oman
City Exchange Company,
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Al Amoudi Exchange Co., Saudi Arabia
Orient Exchange Co. LLC, UAE
Al Ahalia Money Exchange Bureau, UAE
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GCC Exchange, UAE
Al Fardan Exchange, UAE
UAE Exchange Centre, UAE
List of Exchange Houses from whom attestation is acceptable :
IDBI Bank Limited, Regd. Office: IDBI Tower, WTC Complex, Cuffe Parade, Mumbai – 400 005.
Toll Free Numbers reachable from any landline/Mobile phones: 1800-200-1947/ 1800-22-1070, Non- Toll Free Number: 022-66937000. Website: www.idbi.com
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RULES & REGULATIONS
NRO : NON-RESIDENT ORDINARY
• The account can be opened by Non-Resident Indians and Persons of Indian Origin only.
• The account can be opened in the form of Savings Account, Current Account, Term Deposit or Recurring Deposits.
• The account can be opened by a non-resident / PIO jointly with a resident Indian.
• The account holder shall NOT make available to any person resident in India, foreign currency against reimbursement in rupee or any other manner
in India.
• In case of debits to the accounts for the purpose of investment in India and credits representing sale proceeds of investments, it is the account
holder's responsibility to ensure that such investment would be covered by the general or special permission of RBI.
• The account can be operated by any person other than the account holder by a duly executed Mandate. However, the Mandate Holder is NOT
allowed to open / close the account or gift / repatriate the funds under any circumstances.
• The account will be maintained only in Indian Rupees.
• In case the customer wishes to break the deposit prematurely, the penal rate of interest would be applied as per RBI / Bank's stipulation.
• Disposal instruction should be received by the Bank at least 7 days prior to maturity. If not, the Bank has the sole discretion of automatically renewing the deposit for the same tenor at an interest rate applicable at the time of renewal or continuing it in a non-interest bearing account.
• The account holder/s is/are required to inform the Bank within SIX months of their permanently returning to India or at the time of choosing to become a resident, whichever is earlier.
• The account can be opened only by bona fide inward remittances or through cheques from existing NR account of the NRI / PIO
• If the account holder(s) ceases to be an NRI, the account will be closed and a new Resident Rupee account will be opened.
NRE : NON-RESIDENT EXTERNAL
• The account can be opened by Non-Resident Indian/PIO only.
• The account can be opened in the form of Savings Account, Current Account or Term Deposit.
• The co-applicants in NRE Account can be NRI/PIO/Resident Indian.
• The account can be operated by any person other than the account holder by a duly executed Mandate. However, the Mandate Holder is NOT allowed to open, close the account or gift/repatriate the funds under any circumstances.
• The account can be opened only by inward remittances in convertible foreign currency or by transferring fund from existing FCNR/NRE account of
the account holder(s) or by surrendering Traveller’s Cheques/Currencies during his/her/their visit.
• The account will be maintained only in Indian Rupee after converting the foreign currency at the rate prevailing on the date of deposit.
• In case the customer wishes to break the deposit prematurely, the penal rate of interest would be applied as per RBI/Bank's stipulation.
• Disposal instruction should be received by the Bank atleast 7 days prior to maturity. If not, the Bank has the sole discretion of automatically renewing
the deposit for the same tenor at an interest rate applicable at the time of renewal or continuing it in a non-interest bearing account.
• The account holder(s) is/are required to inform the Bank within SIX months of their permanently returning to India OR at the time of choosing to
become a permanent resident, whichever is earlier.
• If the account holder(s) ceases to be a NRI, the account will be closed and a new Resident Rupee account will be opened.
FCNR (Banks) FOREIGN CURRENCY NON-RESIDENT
• The account can be opened by Non-Resident Indian/PIOs only.
• The account can be opened in the form of Term Deposit only.
• The co-applicants in FCNR deposits can be NRI/PIO/Resident Indian.
• The account can be operated by any person other than the account holder by a duly executed Mandate. However, the Mandate Holder is NOT allowed to open, close the account or gift/repatriate the funds under any circumstances.
• The account can be opened by inward remittances in convertible foreign currency or by transferring fund from existing NRE/FCNR deposit of the
account holder(s) or by surrendering Travellers' cheques/currencies during his/her/their visit. Foreign currency and notes must be deposited by account holder, not by mandate holder.
• The account can be maintained in NINE designated currencies, viz US Dollar, Euro, UK Pound, Canadian Dollar, Australian Dollar, Japanese, Yen, Singapore Dollar, Hong Kong Dollar & Swiss Franc, at the discretion of the depositor.
• In case the customer wishes to break the deposit prematurely, the penal rate of interest would be applied as per RBI/Bank's stipulation.
• Disposal instruction should be received by the Bank atleast 7 days prior to maturity. If not, the Bank has the sole discretion of automatically renewing the deposit for the same tenor at an interest rate applicable at the time of renewal or continuing it in a non-interest bearing account.
• The account holder(s) is/are required to inform the Bank within SIX months of their permanently returning to India OR at the time of choosing to become a resident, whichever is earlier.
COMMON TO ALL NON-RESIDENT PRODUCTS
The deposit held under Non-Resident products with the Bank branches are covered under scheme of Deposit Insurance and Credit Guarantee Corporation (DICGC) upto a limit of Rs. One lakh but not covered by the Deposit Protection Scheme under the UK Banking Act, 1987 and are not insured
by the Federal Deposit Insurance Corporation (FDIC) of the USA or by Canadian Deposit Insurance Corporation (CDIC) or by any other insurance corporation outside India. The rules and operations related to Non-Resident products are subject to the RBI and FEMA regulations. The Bank may also amend and/or change Its rules/charges at its sole discretion with/without any prior notice to the customer. All the changed rules/charges prescribed/amended are binding on the customers and he/she/they are required to comply with the same.
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Date D
Please open my NRI account at your Branch
NRI RELATIONSHIP FORM
PERSONAL DETAILS
Title NAME IN CAPITAL LETTERS (As per Passport) Minor [Y/N]
1st Applicant
1st Applicant
2nd Applicant
2nd Applicant
3rd Applicant
3rd Applicant
(Mr/Ms)
(Mr/Ms)
(Mr/Ms)
Date of Birth Sex
M/F
Mother’s Maiden
Name Marital
Status PAN Relationship with
First Applicant
Mailing Address Overseas / Indian (Please tick as applicable)
Your personalised cheque book, Debit cum ATM card, PIN mailer account statement will be sent to the mailing address as indicated.
Overseas Address
Indian Address
Address
Zip Code Country
Phone Mobile
e-mail id Address
City
Phone Mobile
PIN
Type of Account : NRE NRO
Self
MINOR ACCOUNT
Name of Parent/Guardian Minor’s date of birth
Relationship with minor Father Mother Court appointed (If yes, enclose a copy)
Others ____________________
I shall represent the minor in all future transactions of any description in the above account till the said minor attains majority. i shall fully indemnify the bank against any claim of the above minor for any withdrawal/transaction made by me in his/her account.
CONTACT DETAILS
ACCOUNT OPERATION
Single Either or Survivor Former or Survivor Anyone or Survivor Jointly by all Others
DD MM YYYY
DD MM YYYY
DD MM YYYY
DD MM YYYY
DD MM YYYY
Type : Savings Current Fixed Deposit (Enclose Fixed Deposit Form in addition to this form if new customer/s)
FCNR (B)
Super Savings Power Plus Preferred Royale Global Other _________________________
State
+ 9 1
______________________________
Signature of Minor (If a bove 10 years)
____________________
Signature of Guardian

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Signature of 1st Applicant (I)
2nd Applicant
Color Photo
3rd Applicant
Color Photo
1st Applicant
Color Photo
VISA/PIO/OCI/PRC No. Date of Issue Date of Expiry Place of Issue
1st Applicant
2nd Applicant*
3rd Applicant*
PASSPORT DETAILS
Passport No. Date of Issue Date of Expiry Place of Issue Nationality
1st Applicant
2nd Applicant*
3rd Applicant*
Passport & Residence Visa/Work Permit duly attested by Banker Indian Embassy/High Commission Notary Public
Others______________________
INITIAL PAYMENT DETAILS
Amount in Figures
Amount in words
Cheque/DD No. Bank & Branch
Dated (cheque should be crossed A/c payee and drawn payable to ‘ IDBI Bank Limited - customer name’)
Currency
CHANNEL REGISTRATION
Debit Card Internet Banking Phone Banking
1st Applicant
2nd Applicant
3rd Applicant
Mobile Banking Please send Account Statement
Quarterly Monthly Email Every Month
Cheque Book Yes No
Name to be Embosed on International ATM/Debit Card (Strike off the portion if not required)
1st Applicant
2nd Applicant
3rd Applicant
Ÿ International ATM/Debit Card will not be issued if the Mode of operation is "Jointly by all".
Signature (I)
(Applicants should also sign across the photograph)
(Tick as required)
Signature (II)
Signature (III)
Details of: VISA PIO OCI Permanent Resident Card
---- Please issue the following----
Please sign across the photograph
Please sign across the photograph
Please sign across the photograph
Signature of 2nd Applicant (II) Signature of 3rd Applicant (III)
* Not mandatory if co-applicants are "Resident Indians"
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To be filled in by the Bank
Name of RM/SOM/BH Signature / EIN Code Date
Signature (I) :
Name :
DECLARATION
I / We, presently residing at , do hereby solemnly
Declare and undertake as under:
Debit cum ATM Card
I/We authorise IDBI Bank Ltd. to issue an IDBI Bank's International ATM/Debit Card to me/us. I/We acknowledge that the issue and usage of the card is governed by the terms and
conditions as in force from time to time and agree to be bound by the same. I/We accept that the terms and conditions are liable to be amended by IDBI Bank Ltd. from time to time.
I/We further unconditionally and irrevocably authorise IDBI Bank Ltd. to debit my/our account with an amount equivalent to the annual fee and charges for use of the International
ATM/Debit Card. I/We hereby confirm that this account will be operated singly and in case of Joint Accounts the operating instruction will not be jointly by all.
I/We undertake to strictly utilise the card in accordance with the Exchange Control Regulations as laid down by Reserve Bank of India from time to time. I/We confirm that the foreign exchange which will be used will be within the limits of the Business Travel Quota as per Foreign Exchange Management Act1999. I/We will adhere to guidelines, which are issued by the Reserve Bank of India concerning the use of foreign exchange.
I/We have read and understood the Terms and Conditions (a copy of which I am in possession of) governing the opening of an account with IDBI Bank Ltd. and those relating to various services including but not limited to International ATM/Debit Card/Phone Banking/Mobile Banking/Internet Banking. I/We authorize the applicant to access the account(s) via the channels selected and authorize IDBI Bank Ltd. to link new accounts opened by the applicant to the channels selected. I/We accept and agree to be bound by the said terms and conditions for the use of the above selected services. I/We accept and agree to be bound by the said Terms and Conditions including those excluding/limiting the Bank's liability. I/We understand that the Bank may, at its absolute discretion, discontinue any of the services completely or partially without any notice to me/us. I/We agree that the bank may debit my/our account for service charges as applicable from time to time. I/We hereby declare that the information furnished above is true and correct and to the best of my/our knowledge
NRI Declarations :
1. I am / We are Non Resident Indian(s) of Indian Origin.
2. I / We understand that the above account will be opened on the basis of the statements/ declarations made by me/us and will be opened in the form and as per various Regulations
framed under Foreign Exchange Management Act,1999 ("the Act") and in particular, Foreign Exchange Management (Deposit) Regulations, 2000 ("the Regulations") as
amended from time to time. I / We also agree that if any of the statements/ declarations made herein Is/are found to be not correct in material particulars, you are not bound to pay any interest on the deposit made by me /us and to discontinue the services.
3. The account will be put into use only for bonafide transactions not involving any violations of the provisions of any Government / Exchange Control Regulation.
4. I / We agree that the rate and the manner of interest to be paid shall be as per the Regulations and no claim will be made by me/us for any interest on the deposit/s for any period after date/s of maturity of the deposit/s.
5. I / We agree to abide by the provisions of the FCNR (B) /NRE/NRO Accounts scheme as laid down by the RBI and as per the said Act and the Regulations as amended from time to time.
6. I / We hereby undertake to intimate you about my/our return to India for permanent residence immediately on arrival.
7. I / We authorize the Bank to automatically renew the deposit on due date for an identical period (unless otherwise specifically instructed before due date). The earlier receipt given to me will be treated as discharged receipt on due date. I /We understand that the interest applicable on renewals will be at the applicable ruling rates on the date of maturity and that the renewed receipt will be made available on my/ our presenting the duly discharged original receipt on the maturity date or later for payment. I /We further understand that the renewal will be in accordance with the provisions of the Reserve Bank of India scheme in force at the time of renewal.
8. I / We agree that if premature withdrawal is permitted at my / our request the payment of interest on the deposit may be allowed in accordance with the prevailing stipulations laid down by Reserve Bank of India in this regard.
9. I / We shall not make available to any person resident in India, foreign currency against reimbursement in Rupees or in any other manner in India.
10. I / We confirm that all debits/ credits to my/ our accounts shall be as specified in the said Act and the Regulations. Further, in case of NRO A/c, I / We undertake that all debits to my
/our accounts for the purpose of investment in India and credits representing sale proceeds of investments in India shall be in accordance with the Regulations and are covered either by general or special permission of Reserve Bank of India.
11. I / We will be liable to comply with the rules of the Foreign Exchange Management Act of 1999 and the Regulations and the amendments thereof in force from time to time and as stipulated by the Reserve Bank of India.
12. I / We understand that the Bank may at its absolute discretion, discontinue any of the services completely or partially without any notice to me/us. I/We agree that the Bank may debit my/our account for service charges as applicable from time to time.
13. I / We have read, understood and hereby accept & agree to the Terms & Conditions given for all the products & services I/We have requested.
14. I / We agree and undertake that in case of FCNR (B) Accounts, if the remittance from outside India is not in designated currency and the same is converted to the designated currency as stipulated in the Regulations, it shall be at my/ our entire risk and costs and I/ We shall not challenge the rate of conversion.
15. I / We hereby agree and confirm to bear any losses or claims that may arise directly/indirectly on account of the Bank acting on any instructions received by it by fax or any electronic media given by me/us or on my/our behalf and agree to keep the Bank indemnified from any such losses and/or claims.
16. I / We do hereby declare that the information furnished in this form is true to the best of my/our knowledge and belief.
17. I / We hereby indemnify and forever keep indemnified the Bank and its successors and assigns of, from and against any and all claims, actions, penalties that may be made, suffered or incurred by the Bank by reason of my/ our non-compliance with the said Act and/or the Regulations as amended from time to time.
Signature (II) :
Name :
Signature (III):
Name :
I have verified the particulars of the applicant/s on the basis of Passport /VISA/Work permit and am satisfied with the Non Resident Indian (NRI)/ Person of Indian origin (PIO)/ Overseas Citizen of India (OCI) status of the applicant/s. I hereby certify that the necessary KYC documents have been obtained by me. I confirm that the documents are adequate to comply with KYC requirement of the Bank. I hereby confirm that I have verified UN list of terrorist group and GOI and Bank's guidelines and confirm the applicant(s) are not included in caution advices / black list.
I also certify that (Please tick which ever is applicable)
I have met the customer and spoken to him. I had verified the copies of KYC documents with the original document
We have received the Account opening form along with the KYC documents through post / courier. The Account Opening form and KYC documents are attested by
_________________________
Based on the above, the NRI account may be opened.
'['
Page 5
Application Form for AccountAlerts
(Please fill the form in block letters only)
Personal Details:
Name: (Mr/Ms) Cust ID:
Account No:
Email ID: Mobile No.:
Type of Alerts Mode
*Salary deposit to my account Alert me on SMS
My account getting credited above 5k 10k 20k 50k Alert me on SMS
My account getting debited above 5k 10k 20k 50k Alert me on SMS
Cheque stopped by me Alert me on SMS
Cheque deposited by me returned Alert me on SMS
** Utility Bill Pay Alert me on SMS
Weekly Balance (only if transacted last week) Alert me on SMS
Email
Email
Email
Email
Email
Email
Email
* only for customer’s who have salary account’s with IDBI Bank ** only for registered presentment billers
1 Definitions:
In these Terms and Conditions, the following terms shall have the following meanings:
”Alerts” or “Facility” or “Alerts Facility” means the customized messages based on
Triggers, sent as Short Messaging Service (“SMS”) over mobile phone or as a message
via Email to the account holders on the mobile number or email id provided by the
Customer;
”Account” means any Savings/Current account of the Customer with the Bank;
”Bank” means any branch in India of IDBI Bank Ltd. with which the Customer’s Account is maintained;
”Customer” means the person who holds an Account with the Bank;
”Triggers” means the customized triggers to be set or placed by the Customer or by the
Bank with the Bank & its systems, with respect to specific events/transactions relating
to his/her Account to enable the Bank to send the corresponding Alerts to the Customer.
“CSP” means the cellular service provider through whom the Customer or the Bank
receives the mobile services
2. Availability
2.1 The bank may at its sole discretion , discontinue the facility at any time without
any prior notice. The Facility is currently available only to resident and non resident
Indian Customers with Accounts with the Bank’s branches in India.The Bank
may at its discretion extend the facility to Non resident customers in respect of
mobile phones of CSP rendering services within cellular circles in India or email.
2.2 The Facility is available only in all regions in India.
2.3 The Alerts will be sent to the Customer only if the Customer is within the cellular
circles of the CSPs or in circles forming part of the roaming GSM network
agreement between such CSPs.
2.4 The Bank may, wherever feasible, shall extend the Facility to other cellular circles
as well as to subscribers of other cellular telephone service providers, as will be
notified by the Bank, from time to time.
2.5 A mobile phone/email trigger may not be made by the customer or Bank if the
account operations has been suspended for any reasons whatsoever.
2.6 The customer assumes full responsibility for the security and confidentiality of
his / her Mobile Phone / mobile phone number and mobile phone identification
number to be used in initially gaining access to his/her account(s) through the
use of his/her mobile phone.
3. Process
3.1 To receive Alerts, the Customer may select and set all or any of the Triggers
available under this facility by submission of the duly completed Application
form at any of the specified bank branches /locations. The form could also be
downloaded/submitted electronically through the Bank’s website www.idbi.com
. Alerts shall be sent over the Customer’s mobile phone number and/or the Email
id registered with the Bank.
3.2 The Customer is duty bound to acquaint himself with the detailed process for
using the facility and the Bank is not responsible for any error / omissions by
the Customer in setting the Triggers.
3.3 The Customer acknowledges that this facility of Alerts will be implemented in a
phased manner and the Bank may at a later stage, as and where feasible, add
more Triggers or Alerts. The Bank may, at its discretion, from time to time change
the features of any Trigger or Alert. The Customer will be solely responsible for
keeping himself updated of the available Triggers or Alerts, which shall, on besteffort
basis, be notified by the Bank through its website or through any legally
recognized medium of communication. The Customer may, from time to time,
alter or add to the Triggers selected by him/her by prior written intimation to the
Bank.
4. Setting Triggers and Receiving Alerts
4.1 The Bank is not bound to acknowledge the receipt of any Instructions or Triggers
nor shall the Bank be held responsible to verify any Instructions or Triggers . The
Bank shall endeavor to provide Instructions and Triggers on a best effor t basis
and wherever operationally possible for the Bank.
4.2 The Bank may, in its discretion, not give effect to any Triggers if the Bank has
reason to believe with the apprehension (which decision of the Bank shall be
binding on the Customer ) that the Triggers are not genuine or otherwise improper
or unclear or raises any doubt or in case any Triggers cannot be put into effect
for any reasons whatsoever.
4.3 The Customer is solely responsible for intimating in writing to the Bank any
change in his mobile phone number or e-mail address or account details and
the Bank will not be liable for sending Aler ts or other information over the
Customer’s mobile phone number/e-mail address recorded with the Bank.
4.4 The Customer acknowledges that to receive Alerts, his mobile phone must be in
an “on” mode If the Customer’s mobile phone is kept “off” for a specified period
from the time of delivery of an Alert message by the Bank, that particular message
may not be received by the Customer.
4.5 Triggers will be processed by the Bank after receipt and the processing time will
be decided by the Bank, in its sole discretion. Initially, the alerts provided by the
Bank on the mobile and/or the e-mail on any par ticular day, will have a cer tain
time lag. The Customer acknowledges about being aware that the alerts being
received are based on data available with the bank with a certain time lag. Select
Alerts will be sent based on data updated as of the preceding working day. The
customer also acknowledges that reasonable time may be taken for data
processing for the purpose of sending Alerts on working days of the bank.
4.6 The Customer acknowledges that the Facility is dependent on the infrastructure,
connectivity and services provided by the CSPs within India. The Customer
accepts that timeliness, accuracy and readability of Alerts sent by the Bank will
depend on factors affecting the CSPs and other service providers. The Bank
shall not be liable for non-delivery or delayed delivery of Alerts, error, loss or
distortion in transmission of Alerts to the Customer.
4.7 The Bank shall endeavour to provide the Facility on a best effort basis and the
Customer shall not hold the Bank responsible/liable for non-availability of the
Facility or non-performance by any CSPs or other service providers or any loss
or damage caused to the Customer as a result of use of the Facility (including
relying on the Alerts for the Customer’s investment or business purposes) for
causes whatsoever. The Bank shall not be held liable in any manner to the
Customer in connection with the use of the Facility.
4.8 The Customer accepts that each Alert may contain certain Account information
relating to the Customer. The Customer authorizes the Bank to send Account
related information, though not specifically requested, if the Bank deems that
the same is relevant.
5. Withdrawal or Termination
5.1 The Bank may, in its discretion, withdraw temporarily or permanently the Facility, either wholly or in part, at any time. The Bank may, without prior notice, suspend temporarily the Facility at any time during which any maintenance work or repair is required to be carried out or in case of any emergency or for security reasons, which require the temporary suspension of the Facility.
5.2 The customer may also ask the Bank to terminate the facility after giving a due
notice. Liabilities incurred by the customer shall,however survive the termination
of this agreement.
6. Fees
6.1 As an introductory offer, the Facility is currently being made available by the
Bank to the customer as a free of cost service for initial six months. Subsequent
to this period the Customer shall be liable to pay to the Bank such fees as may
Terms and Conditions for AccountAlerts
Facility for AccountAlerts
be decided by the Bank from time to time. The Customer shall be liable for payment
of such airtime or other charges which may be levied by the CSP in connection
withthe receiving of the Alerts, which may be levied by the CSP as per the terms
and conditions of the CSP and the Bank is in no way concerned with the same.
6.2 The customer shall pay the bank, its standard fees and charges for the use of the
service .In this connection, the bank is hereby authorised by the customer to
debit any of the customer’s account with the bank.
7. Disclaimer
7.1 The Bank will not be liable for: (a) any unauthorised use of the Customer’s
identification number or (b) mobile phone number/instrument or unauthorised
access to e-mails received at his notified email address for any fraudulent,
duplicate or erroneous instructions /Triggers given by use of the same; (c) acting
in good faith on any instructions/Triggers received by the Bank; (d) error, default,
delay or inability of the Bank to act on all or any of the instructions/Triggers; (e)
loss of any information/instr uctions/Aler ts in transmission; (f) unauthorized
access by any other person to any information/instructions/Triggers given by
the Customer or breach of confidentiality.
7.2 The Bank shall not be concerned with any dispute that may arise between the
Customer ,the CSP & any other party and makes no representation or gives no
warranty with respect to the quality of the service provided by the CSP or guarantee
for timely delivery or accuracy of the contents of each Alert.
7.3 The bank shall not be held liable in the event that the mobile phone company/
mobile phone service provider fails, for any reason whatsoever, to reload the
prepaid airtime of the customer. The customer agrees that any complaint in
connection with the reload service shall be referred to and addressed by the
mobile phone company/service provider.
8. Disclosure
The Customer accepts that all information /Instructions /Triggers will be transmitted to and /or stored at various locations and be accessed by personnel of the Bank (and its affiliates/agents). The Bank is authorised to provide any information or details relating to the Customer or his Account to the CSPs or any service providers so far as is necessary to give effect to any instructions/Triggers.
9. Liability and Indemnity
The customer shall indemnify and keep the bank free and harmless from and against all liabilities,losses, claims and damages arising from negligence, fraud, collusion or violation of the terms of this agreement on the part of the customer and/or a third party provided there is no gross negligence on the part of the Bank. In addition, the bank shall not be liable for any expense, claim loss or damage arising out or in connection with this agreement including but not limited to war, rebellion, typhoon, earthquake, electrical, computer or mechanical failures.
10. Amendment
The customer hereby, agrees to abide by, without need of notice, any and all future
modifications, innovations, amendments or alterations in this agreement made by the bank.
11. Miscellaneous
11.1 The above terms and conditions are in addition to the terms and conditions
applicable to the Accounts agreed to by the customer.
11.2 All disputes are subject to the exclusive jurisdiction of the competent courts in
Mumbai only.
11.3 Nothing expressed or implied shall in any way waive or amend any of the terms
and conditions to the existing Terms and conditions agreement with IDBI Bank.
Application for Account Alerts
I/We hereby request IDBI Bank Ltd. (“the Bank”) to activate the Account Alerts facility offered by the Bank to receive customized Alert messages through the short messaging service (“SMS”) over mobile phone or as an email as chosen by me/us with respect to events/transactions/information relating to my account stated above .
I/We have read and understood the terms and conditions relating to Alerts service being offered by the Bank and agree to abide by the same. As may be amended by the Bank from time to time.
I/We certify that the details furnished in this Application are correct and I/We give my/our consent to receive such information or mail under this AccountAlerts Facility. I/We shall advise the Bank immediately in case of any change in any of the above details & information given in this Application Form. I/We agree to provide any further information required and demanded by the Bank, from time to time, for providing the AccountAlerts service. I/We authorize the Bank to recover all charges related to the Alert Facility as
determined by Bank from time to time.
Signature (I) Signature (II) Signature (III)
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Form 1
DECLARATION-cum-UNDERTAKING
[Under Section10 (5), Chapter III of The Foreign Exchange Management Act, 1999]
_______________________________________
Place: Signature of the Applicant for Foreign Exchange
Date:
*Applicable when the declaration/undertaking is signed on behalf of the firm/company.
SCHEDULE
All foreign exchange transactions as may be entrusted by us to the Bank from time to time.
For Office Us e
NOTE: (Details of information /documentary evidence to be verified /recorded separately for each transaction)
I/We hereby declare that the transaction the details of which are specifically mentioned in the Schedule hereunder does not involve and to the best our knowledge and belief is not designed/intendedor will result in any contravention or evasion of the provisions of the aforesaid Act or of any rule, regulation, notification, direction or order made there under.
I/We also hereby agree and undertake to give such information/documents as will reasonably satisfy you about this transaction in terms of the above declaration.
I/We also understand that if I/We refuse to comply with any such requirement or make only unsatisfactory compliance therewith, the Bank shall refuse in writing to
undertake the transaction and shall if it has reason to believe that any contravention/evasion is contemplated by me/us report the matter to Reserve Bank of India.
* I/We further declare that the undersigned has/have the authority to give this declaration and undertaking on behalf of the firm/company.
NRI SIGNATURE MISMATCH DECLARATION
Dear Sir/ Madam,
With reference to my request for new NRI account please note that my Signature differs from the one given in my identity/ address proof. My new & old Signature is
as under for your official records.
Name:
Old Signature (As per passport) ____________________________________________ New Signature: ________________________________________
I would be using my new Signature for all communications and transaction with IDBI Bank in future. Hence, request you to kindly update the same in your records.
Regards
_______________________________
(New Signature)
Dear Sir/Madam,
I, Mr/Ms. ____________________________, wish to open an NRE/NRO/FCNR (B) account with IDBI Bank Ltd. for which I submit a copy of the following
documents:
1.Passport 2.Visa 3.Other documents (please specify) _________________________________________
As the above documents are in foreign language that is not familiar to the Bank, I hereby state the basic contents of the same for the information and records of
IDBI Bank Ltd.
Place:________________
Date:_________________
Signature
Name____________________________________
DECLARATION
I hereby state that by virtue of the above details mentioned/provided by me, I qualify to attain the status of an NRI. I solemnly affirm that the above stated details are true, correct and complete to the best of my knowledge and belief. I have not hidden any material information from the Bank to induce them to open the account at my request. I am aware that the Bank has agreed to open and allow me to operate the Bank account solely based on my affirmation as above. In consideration of IDBI Bank Limited agreeing to open an NRI account in my name on the basis of the above declaration, I hereby keep IDBI Bank Limited, its successor and its officers saved against all losses and damages caused by opening of the aforesaid NRI account on the basis of the above information provided by me.
Particulars Passport Visa
Number
Date of Issue
Place of Issue
Date of Expiry
Type of Visa
PERSON OF INDIAN ORIGIN (PIO) DECLARATION ( To be signed if the customer is a PIO)
I hereby declare that I am a person of Indian origin and I satisfy one of the following conditions. (Please select from the below mentioned choices as applicable to you)
I held an Indian passport during____________________
My father/mother/grandfather/grandmother (name)____________________________________________________________is/was a citizen of undivided India.
I am the spouse of an Indian citizen.
I am the spouse of a PIO.
I am attaching herewith, supporting documents to satisfy the above declaration/ I do not hold any document in support of my declaration. I am providing below details in
support of my claim____________________________________________________________________________________________________________
Signature (I) Signature (II) Signature (III)
CUSTOMER DECLARATION FOR TRANSLATION OF DOCUMENTS THAT ARE IN FOREIGN LANGUAGE
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Nomination Form-DA1
Nomination under Section 45 ZA of the Banking Regulation Act, 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules, 1985 in respect of bank deposits.
I/We
Name(s) and Address(es) of depositors Name(s) and Address(es) of depositors
Nominate the following person to whom in the event of my/our/minors death, the amount of deposit in the account(s), particulars whereof are given below, may
be returned by IDBI Bank Limited branch.
Nature of Deposit Account No. Additional details, if any
Nominee
Name
Mailing Address
City State PIN Code
Country
Relationship with depositor (if any) : Age (yrs):
Date of Birth (if nominee is minor)
*As the nominee is a minor on this date, I/We appoint Shri/Smt./Kum.
Mailing Address to receive the amount of the deposit in the account on behalf of the nominee in the event of my/our/minor’s death during the minority of the nominee.
** Signature / Thumb impression of (I)
Witness(es)***
Name Name
Signature *** Signature ***
Address Address
Place Place
Date Date
*Strike out if nominee is not a minor. ** Where the deposit is made in the name of minor, the nomination should be signed by a person lawfully entitled to
act on behalf of the minor. *** Thumb impression(s) shall be attested by two witnesses.
Registration No. (To be filled in by the bank)
DD MM YYYY
**Signature / Thumb impression of (II) ** Signature / Thumb impression of (III)
I do not wish to avail nomination facility
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Please affix a passport sized
photograph of the Mandate
Holder
Mandate Letter(For NRI Account Holders)
Date :
The Branch Manager,
IDBI Bank Limited
branch
Dear Sir,
Mandate to Operate NRE/NRO Savings Bank/Current Account No.
With reference to the above-mentioned account number, I/We hereby request you to honour all Cheques / Orders drawn on the said Account to the extent
of the amount lying in the said account and no overdraft to be permitted. Instructions for Local Disbursements only by Mr./Ms._______________________
,son/daughter/wife of
I/We further authorize the said person on my/our behalf to make, draw, endorse, accept or otherwise sign any Bills of Exchange, Promissory Notes or
other Negotiable Instruments and to make, draw, endorse or sign cheques or any other Negotiable Instrument of any description for investment in shares,
debentures, fixed deposits, bonds, units and operate the account for making necessary investment, provided such investments are covered by the
Regulations and are made in the manner provided in the Regulations.
The Mandate Holder shall however, while acting under this Mandate ensure that he/she acts in accordance with the instructions and directions that may
be issued from time to time by the Reserve Bank of India or the Government of India or any other body or authority.
I / We hereby ratify and bind myself/ourselves and confirm to all and whatever instructions the said person has given on my/our behalf. I/We agree to
bear any losses or claims that may arise directly or indirectly on account of the Bank acting on this instruction/mandate and the instruction given thereof
by the said person. I also indemnify and keep the Bank indemnified from and against all suits, claims, actions, damages or losses that may be suffered or
incurred by the Bank in respect of any act, deed, matter or thing done by the Mandate Holder in respect of the Mandate.The specimen Signature of the Mandate Holder, who has been authorized to operate upon the account is given below and the Signature has been duly verified by me/us.This authority shall continue in force until I/We shall have expressly revoked it by a notice in writing delivered to you.
Yours truly,
Name & Address of Mandate Holder
__________________________________________________________________________________________________________________________
Above Signature of Mandate Holder Verified
Signature (I) Signature (II) Signature (III)
Signature of Mandate Holder
Signature (I) Signature (II) Signature (III)
of _________________________________________________________________________________________________________________________
(Names of Account Holders)
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Page 10
FORM NO.: 60
(see third proviso of rule 114 B)
Form of declaration to be filled by a person who does not have either a PAN or GIR number and who makes payment in cash in respect of transactions specified in clauses (a) to (h) of rule 114B.
1. Full name and address of the declarant : ____________________________________________________________________________________
2.Particulars of transaction : _______________________________________________________________________________________________
3. Amount of transaction : ________________________________________________________________________________________________
4. Are you assessed to tax ? Yes / No
5. If yes,
(i) Details of Ward / circle / range where the last return of income was filed ? __________________________________________________________
(ii) Reasons for not having PAN / GIR ? ____________________________________________________________________________________
6. Details of the document being produced in support of address in col.1
Verification
I,________________________________do hereby declare that what is stated above is true to the best of my knowledge and belief.
Verified today, the ______________________day of ______________________
Date : __________________________
Place : __________________________
Signature of the declarant
Instructions :
Documents which can be produced in support of the address are :-
Ration card, Passport, Driving Licence, Identity card issued by any institution, Copy of the Electricity Bill / Telephone bill showing residential address, Any document or communication issued by any authority of Central / State Government / Local bodies showing residential address, Any other documentary evidence in support of his address in the declaration.
FORM NO.: 60
(see third proviso of rule 114 B)
Form of declaration to be filled by a person who does not have either a PAN or GIR number and who makes payment in cash in respect of
transactions specified in clauses (a) to (h) of rule 114B.
1. Full name and address of the declarant : ____________________________________________________________________________________

2.Particulars of transaction : _______________________________________________________________________________________________
3. Amount of transaction : ________________________________________________________________________________________________
4. Are you assessed to tax ? Yes / No
5. If yes,
(i) Details of Ward / circle / range where the last return of income was filed ? __________________________________________________________
(ii) Reasons for not having PAN / GIR ? ______________________________________________
6. Details of the document being produced in support of address in col.1
Verification I,________________________________do hereby declare that what is stated above is true to the best of my knowledge and belief.
Verified today, the ______________________day of ______________________
Date : __________________________
Place : __________________________
Signature of the declarant Instructions :
Documents which can be produced in support of the address are :-
Ration card, Passport, Driving Licence, Identity card issued by any institution, Copy of the Electricity Bill / Telephone bill showing residential address, Any document or communication issued by any authority of Central / State Government / Local bodies showing residential address, Any other documentary evidence in support of his address in the declaration.
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Page 12
Customer Profile Format (Individuals/Self Employed) Date:
Cust id
Account No.
Name
Residential status Resident
Non resident
Occupation Service/Retired/Self Employed/Housewife/Others
Please specify
Purpose of opening account
If in service,
Name of Organization
If Self Employed-nature of business, Since when in business, specify Year
Trading
Manufacturing Services
Agriculture
Real estate
Others please specify
If Self Employed, professional
CA
Doctor
Lawyer
Stock broker
Consultant
Others please specify
Sources of Income Salary/Business/Agriculture/Others
Please specify______________________________________
Annual Income (Please attach copy of latest IT return / Form16 / salary slip)
Transaction profile i.e. value of transactions likely to be routed through the account in a month/quarter/half year
In case of new firm sales tax return of the previous quarter or projected sales may be accepted.
Details of branch offices/allied associate
concerns and nature of their business
Details of foreign collaboration, if any.
Residence
Signature of customer
Owned/Leased/Others Please specify____________________
Level
Signature of Branch Head/SOM
For Bank's use
Level 1 Level 2 Level 3
1) In case you are opening a joint account, please take separate print out for the use of each account holder.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
Nature of business
Nature of profession
Since when (Year)
Since when (Year)
2) Please ensure that the format is filled in properly and completely as the same is required in terms of AML guidelines of RBI.
Note:
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Page 14
How to fund your newly opened NRI account?
We offer inward remittance facilities to NRIs for credit to individual accounts or to any beneficiaries in India for different purposes viz. payment to families, premium payments, payment of medical expenses etc. The various modes of Inward Remittance are as follows:
(A) SPEED REMITTANCES
NRIs based in Gulf can remit money to the intended beneficiary through Exchange Houses by means of Speed Remittance. RBI presently permits trade remittances upto ` 2 lakh per transaction per day and non-trade personal remittances upto `50 lakhs per transaction per day.
The money remitted under this scheme is transferred by IDBI Bank to the beneficiaries account with any bank, using the RTGS/NEFT network, instantly on receipt. The customer enjoys the benefit of fast delivery of cash. As the transfers are account-to-account, no additional KYC is required. IDBI Bank has presently entered into arrangement with 12 Exchange Houses in the Gulf to offer this facility.
(B) MONEY TRANSFER SERVICE SCHEME (MTSS):
Under MTSS, IDBI Bank facilitates cash remittances to other than bank account also. It is an instant mode of transfer where the customer can avail of the remittances within a few hours of actual remittance. Facilities under MTSS can also be availed for crediting the remittance proceeds to the beneficiary's account only at his/her request. RBI has stipulated a limit of USD 2500 per beneficiary per transfer under the mode. Maximum 12 transactions per beneficiary can be routed during the year. Remittances upto `50,000/- can be collected in cash, while remittances above `50,000/- can be collected only through pay order. IDBI Bank has tied up, as a receiving agent, with three MTSS providers viz. Moneygram, Western Union and UAE Exchange (XpressMoney). NRIs intending to remit money through IDBI Bank under the scheme can visit overseas offices of these service providers personally or through online
(C) SWIFT TRANSFER:
You can remit funds for credit to your NRI account or make a NRI Fixed Deposit in a particular branch of IDBI Bank through Wire transfer (SWIFT facility) by filling up a form, providing all the details as required (currency, amount, SWIFT Codes, Correspondent bank details, Account number etc.,) and submitting to your bank abroad.
To be retained by the applicant
S. No Name of the Exchange House Country
National Finance & Exchange Co
Al Jadeed Exchange
Musandam Exchange
Oman UAE Exchange Centre
Purshottam Kanji Exchange Co. LLC
City Exchange Company
Al Amoudi Exchange Co.
Orient Exchange Co.
Al Ahalia Money Exchange Bureau
GCC Exchange
Al Fardan Exchange
UAE Exchange Centre
123456789
10
11
12
Bahrain
Oman
Oman
Oman
Oman
Qatar
Saudi Arabia
UAE
UAE
UAE
UAE
UAE
CURR. CORRESPONDENT BANK A/C NO SWIFT ADDRESS
US DOLLAR (USD)
USD CITIBANK N.A, NEW YORK 3615-1898 CITIUS33
USD DEUTSCHE BANKERS TRUST COMPANY, NEW YORK 04-169-786 BKTRUS33
USD BANK OF NEW YORK, NEW YORK 8900-418-613 IRVTUS3N
USD WACHOVIA BANK, NEW YORK 2000-193-00-1493 PNBPUS3NNYC
USD STANDARD CHARTERED BANK, NEW YORK 3582-0670-16001 SCBLUS33XXX
USD J P MORGAN, NEW YORK 811165505 CHASUS33
EURO (EUR)
EUR COMMERZBANK 400875045700 COBADEFF
EUR DEUTSCHE BANK AG, FRANKFURT (100) 9534132-00 DEUTDEFF
EUR WACHOVIA BANK, LONDON 4696162 PNBPGB2L
POUND STERLING (GBP)
GBP STANDARD CHARTERED BANK, LONDON 01-70876-2401 SCBLGB2LXXX
SWISS FRANC (CHF)
CHF UNION BANK OF SWITZERLAND, ZURICH (SWISS FRANC) 230-94752.05Y UBSWCHZH80A
CANADIAN DOLLARS (CAD)
CAD ROYAL BANK OF CANADA 95911030634 ROTCCAT2XXX
JAPANESE YEN (JPY)
JPY CITIBANK, TOKYO 0-221-843-401 CITIJPJT
OTHER CURRENCIES
AED ABU DHABI COMMERCIAL BANK 100626001001 ADCBAEAAXXX
AUD HSBC BANK AUSTRALIA LIMITED 011-795861-041 HKBAAU2SSYD
SGD DEUTSCHE BANK 2773679-00-0 DEUTSGSGXXX
SKANDINAVISKA ENSKILADA BANKEN
NORDEA BANK NORGE ASA
HONGKONG AND SHANGHAI BANKING CORP LTD.
DEN DANSKE BANK, COPENHAGEN (DANISH KRONE)
STANDARD CHARTERED BANK KOREA LTD.
SEK
NOK
HKD
DKK
KRW
ESSESESS
NDEANOKKXXX
HSBCHKHHHKH
DABADKKK
SCBLKRSEXXX
52018560867
60010206203
502379365001
3996-070-794
195-10-010934
Page 15
(D) FOREIGN CHEQUE/DRAFT:
The cheque/draft received by NRI in foreign country can be couriered/mailed to the IDBI Bank branch where they maintain their account. The
branch would send the cheque/draft for clearing and later credit to the NRIs account after the same is honoured.
(E) ENCASHMENT OF FOREIGN CURRENCIES OF NRI CLIENTS AT IDBI BRANCHES
All our Branches have been authorized to purchase and sell Foreign Currency notes in select currencies from/to our existing NRIs and other customers and tourists. The bank also buys Travellers Cheques from its existing customers through these branches. You can get in touch with our nearest branch to enquire on the most competitive forex rates.
(F) INDIAREMIT (AN ONLINE REMITTANCE FACILITY FOR UK BASED NRIs)
NRIs based in UK can remit through 'IndiaRemit' – an Online Remittance mode for transfer of funds to India. The transferred funds can be either credited to the customer's account with IDBI Bank or paid to a particular beneficiary as desired by NRI through DD/PO/NEFT/RTGS anywhere in India.
Procedure in brief:
Register online by visiting IDBI Bank website www.idbibank.com and clicking on 'India Remit' icon on the Home Page.
You need to Sign in to India Remit Account, select your country of stay and click on "Send Money Now".
Select “Online Bank Transfer” as your sending option, and enter the amount to be sent and the details of your beneficiary.
Confirm the transaction to see the reference number Log on your local internet banking service for your account in UK and make an electronic transfer to IDBI Bank account quoting the reference number.
The funds get credited to your beneficiary account within one working day.
Eligibility:
Under online remittance facility, the remitters and the beneficiaries are individuals only. The sender has to have a local bank account in UK.
Format for Remittance Instruction through SWIFT:
Please remit ________________(Currency + amount) to IDBI Bank Limited, Mumbai, Account No. ___________________ with________(Correspondent Bank), SWIFT Code ___________(SWIFT of Correspondent Bank) for further credit to my Account Number___________________, Name__________________ with IDBI Bank Limited (SWIFT Code IBKLINBB, ________________
Branch Name, ________________ City), India for the purpose of______________
IDBI Bank Limited, Regd. Office: IDBI Tower, WTC Complex, Cuffe Parade, Mumbai – 400005.
Toll Free Numbers reachable from any landline/Mobile phones: 1800-200-1947/ 1800-22-1070, Non- Toll Free Number: 022-66937000. Website: www.idbi.com
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