ANNEXURE-I
UNITED BANK OF INDIA
Head Office: 16,
Old Court House Street,
Calcutta – 700 001

APPLICATION FOR LOAN UNDER UNITEDHOUSING LOAN SCHEME

The Chief Manager/ Manager
United Bank of India,
Branch
Dear Sir,
I/We request you to sanction a loan of Rs. _______________(Rupees ________________________
________________________________________________________) only for the following
purpose:
(a) Purchase of Ready House/Ready Ownership Flat.
(b) Purchase of land and construction of house.
(c) Construction of house on land owned by me.
(d) Purchase of flat under construction by Co-operative Society/Private Builders or
Promoters.
(e) Renovation/Extension/Repairs of my existing House/Flat.
(f) Furnishing of my house/flat.
(g) Any other (specify) _____________________________________________.
I/We undertake to repay the loan with accrued interest within ________ years.
Date : Signature of Applicant 1________________________________
Signature of Applicant 2 _______________________________
Instructions : For Office use only Date
The applicant shall submit the application in duplicate complete in all respect giving full details and enclosing photo copies of documents listed in annexure as applicable. Original documents shall be submitted subsequently for legal clearance. Please tick where applicable and write N. A. if not applicable. The applicant shall deposit processing fee of 1% of the loan applied for along with the application. Bank reserves the right to reject any application at any stage by assigning reason
Receipt of Loan
Application
Interviewed on
Sanction/Rejection on
Documentation on
Disbursement on
Applicant 1 Applicant 2
PHOTOGRAPH
PHOTOGRAPH
PERSONAL INFORMATION OF THE APPLICANTS
Applicant 1 Applicant 2
1. Full Name
(in block letters)
2. Date of Birth
3. Sex (Male / Female)
4. Status (Resident/
Non Resident)
5. Qualification
6. (i) Marital Status
(single/Married)
6. (ii) No of Dependants
Children
Others
7. Name of Father/Husband
8. Present Residential Address
with phone no.
9. Occupation:
Service/Self-Employed/
Business
10. Name & Address of
Employer/Business with
Phone no.
11. Position/Designation
12. No of years in Present
Job/Business
Applicant 1 Applicant 2
13. Date of Appointment
14. Date of Retirement
15. Present Gross Monthly
Salary/Income
a) Monthly Deduction
b) Monthly Family
Expenditure
c) Monthly Net Surplus
d) Proposed Repayment
(No. of years & EMI)
e) Proposed to pay Interest
at Fixed/Floating Rate
16. Present Accommodation
(Own/Rented/Employer)
17. If rented, Monthly Rent Paid
18. PURPOSE OF THE LOAN
(to be indicated) : Construction Purchase
Renovation Extension
Repairs Furnishing
19. ESTIMATED REQUIREMENTS OF FUNDS
i) Total purchase price(cost)/construction cost : Rs.
ii) Incidental & other expenses : Rs.
iii) Contingency (5% of 1+2 above) : Rs.
iv) Total of i to iii : Rs.
20. ESTIATED AVAILABILITY FUNDS
i) Loan requested : Rs.
ii) Savings from Bank : Rs.
iii) Disposal of investments : Rs.
iv) Amount already spent : Rs.
v) Provident Fund : Rs.
vi) Others (specify) : Rs.
vii)Total of to vi : Rs.
NOTE : Estimated requirement of funds under 19(iv) should equal to estimated availability of funds
under 20(vii).
21. DETAILS OF PROPERTY TO BE PURCHASED/CONSTRUCTED
(complete item No.(A), (B) or (C) whichever is applicable in your case)
A. TO BE FILLED IN IF LOAN IS FOR CONSTRUCTION OF HOUSE
Purchase price of land :
Date of purchase :
Nature of land : Freehold/Leasehold
If leasehold,
unexpired term of lease
Area of land : Sq.Mt./Cottah :
Location of the site : (a) plot No. :
(b) Holding No. :
(c) Municipality :
(d) Name of the Street:
(e) Police Station :
(f) District :
(g) Others :
Proposed built up area : Sq.Mt.
Details of the sanction for construction from the Competent Authority :
Estimated cost and details of construction i.e., No. of rooms etc.
B. TO BE FILLED IN IF LOAN IS FOR PURCHASE (READY FLAT/READY HOUSE)
Location of the Flat/House :
Date of Agreement of Sale :
Built up Area : Sq.Mt.
No. of Rooms of the Flat/House :
Name & address of the Registered :
Co-Operative Society/Builder of
Promoter/Owner of the House/Flat :
Purchase price of the Flat/House :
Details of completion Certificate of the Flat/House from the Competent Authority
C. TO BE FILLED IN IF LOAN IS FOR EXTENSION/REPAIRS(EXISTING HOUSE/FLAT)
Location :
Age of structure :
Original cost of land :
Construction cost :
Cost of Extension/Repairs :
Built up area (in case of extension) :
Particulars of Extension, Repairs :
Has the sanction from the competent :
Authority been obtained in case of
Extension (Yes/No)
If yes, please give full details
22. POSITION OF PERSONAL ASSETS & LIABILITIES
Applicant-1 Applicant-2
Details of Assets :
(a) Bank/Other deposits :
(with details of accounts)
(b) Life Insurance Policies :
(Surrender value)
(c) Other moveable properties :
(Specify)
i)
ii)
(d) Immovable Properties :
(specify)
i)
ii)
(e) Other assets :
Total :
Applicant-1 Applicant - 2
Details of liabilities
(a) From Employer
(b) From family & friends
(c) From Provident fund
(d) From other sources (specify)
i)
ii)
Total
23. REFERENCES (Name & address of two Referees not related to you)
1.
2.
24. PARTICULARS OF GUARANTOR (if any)
i) Name
ii) Address
iii) Occupation
iv) Net Worth (with details)
25. WHAT OTHER SECURITY WILL YOU BE ABLE TO PROVIDE GENERAL Yes No
i) Does the applicant or spouse of the applicant own any residential accommodation?
ii) In case of purchase, have all the up-to-date taxes been Paid?
iii) Is the legal title to the property clear and it is free from encumbrances?
iv) Is the houdse/flat intended for self-occupation upon complete?
DECLARATION
I/We declare that all the particulars and information given in this application are true, correct and complete and they shall form the basis of any loan Bank may decide to grant me. I/We confirm that I/We have read the brochure and understood the contents. I/We agree that Bank may take such references and make such enquiries in respect of this application as it may deem necessary. I/We further declare that no part of the loan amount will be utilised for the purpose other than that stated above.
I/We hereby agree to the Bank recalling the entire loan or the balance thereof if the bank comes to know of any untrue statement on my part.
Dated: Signature of applicant 1 ________________________________
Signature of applicant 2 ________________________________