Application for loan under Union Smile
(For Pensioners/salaried class)

From:

Date:

To
The Branch Manager,
Union Bank of India,
________________ Branch,

Dear Sir,
Request for loan

I request you to grant me loan of Rs.__________in my S/B account. My personal details are furnished hereunder:

Name of the Applicant: Address:
Current Residential Address with Telephone No and Mobile N0.

Permanent Address with Telephoe No.

Age :

SB account number to which pension / monthly salary is credited

Monthly salary / pension credited to the SB account (mention in rupees)
Name of organization giving salary in case salaried class/ Pension Account number in case of pensioners

Purpose of Loan

Loan amount requested
Rs.
Margin

Repayment

Details of other accounts maintained with the Branch/Bank and other Banks
Name of the Bank and Branch
Type of Account
A/c No.
Average balance for the
Last 6 months

Declaration by the Applicant

(1) !/We am/are declare that I /we am/are having the SB account no: with your Branch, where in pension / salary proceeds are credited every month. I/We authorize the Bank:

-to recover entire amount of loan while crediting the next month pension / salary
-to recover within a period of 3 months

(2) I/We further authorize the bank to charge 2% interest on the amount of Overdraft for every month.

(3) I/We authorize Union Bank of India to exchange, share or part with all the information relating to my/our loan details/repayment history/information to other Union Bank Branches/Banks/Financial Institutions/Reserve Bank of India/CIBIL/Credit Bureau/Agencies/Statutory Bodies as may be required and shall not hold Union Bank of India and/or its agents liable for use of this information.

Yours faithfully,

(Signature)

Name:
Pension a/c/Salary a/c:

List of Documents Attached:
(1) Loan Application Form
(2)Latest Salary Slip